The concept of pooling risk among like-minded businesses, outside of the traditional insurance marketplace, has been around for decades. By pooling healthcare risks, employers achieve greater stability and predictability in […]

As insurance premiums continue to rise in this inflationary environment, many companies have adopted alternative strategies, such as a group captive, to insure their operations. At Safegard, we are one […]

Employer surveys and industry analysts indicate that the cost of health insurance premiums in the upcoming 2021-2022 cycle is expected to outpace last year’s increase.  These costs stand as one […]