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Insurance department will help find Delawareans’ missing life insurance policies

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Commissioner Karen Weldin Stewart  announced that the state Department of Insurance (DOI) now provides Delaware residents and their families with a free search service that can help locate missing life insurance policies or annuity contracts left behind by loved ones who have passed away.

“I’m happy that the Department has set up this new service to help Delawareans locate lost insurance policies that were purchased in our state,’ said Commissioner Stewart. “Our search will enable eligible persons to contact every life and annuity insurer licensed in Delaware in order to look for a lost policy or contract. I’m always fighting for consumers and this new service should help many of them find the benefits to which they are entitled.”

The service works like this: An executor, beneficiary or legal representative of a deceased resident or former resident of Delaware may file a search request with the Department of Insurance. To submit a request, print out the Missing Life Insurance/Annuity Search Request Form on the DOI website at

The form should be filled out, signed before a Notary Public and a copy of the decedent’s certified death certificate should be attached. The documents should be placed in an envelope marked “Confidential” and mailed to the address printed on the form.

DOI officials said the department does not guarantee that every requested policy will be found. Upon receipt of the request form, the department will send the search request and any attachments to all Delaware-licensed life insurance companies for review.

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